Privacy and Security Policy

Grandwood is committed to protecting our clients’ personal and financial information. In the course of providing you with Grandwood’s brokerage services, we need to collect and maintain certain nonpublic Personal Identifiable Information about you. Grandwood respects our clients’ privacy concern and adhere to a strict confidentiality policy to protect your information. This Privacy and Security Policy describes what nonpublic Personal Identifiable Information we collect, what we do with it, and how we protect it.

What types of nonpublic Personal Identifiable Information about me does Grandwood collect?

When you apply for or maintain an account with Grandwood, we collect Personal Identifiable Information including the following types of information:

  • Information provided by you, such as your name, address, telephone numbers, Social Security number/Tax Identification number, date of birth, – employment information, financial data, and any other personal information connected to identifying you.
  • Transaction history with us such as account balance and trading activity will be reviewed periodically.
  • In some cases, we may collect information from consumer-reporting agencies.
What types of nonpublic Personal Identifiable Information about me does Grandwood disclose?

Grandwood discloses nonpublic Personal Identifiable Information about you described above, primarily to provide you with the financial services you seek from us. We do not sell your personal information. We do not disclose nonpublic personal information about present or former clients, except as required or permitted by law.

What are my rights to opt-out of disclosure and how can I exercise them?

If you prefer that we do not disclose nonpublic personal information about you to the non-financial services companies described in the paragraph above, you may opt-out of those disclosures, that is, you may direct us not to make those disclosures (other than those disclosures required by law).

You may provide your name, address, email address, daytime phone, your account number and opt-out request to us by email at info@grandwood.io.

To what other types of entities might Grandwood disclose my nonpublic personal information?

Grandwood may disclose information we collect from you, such as your contact information, to service providers who perform marketing functions on our behalf. Specifically, your name, address and/or email address are sometimes provided to vendors who send email or regular mail on Grandwood’s behalf.

We disclose information to nonaffiliated companies that work for us in providing financial services to you. For example, we provide information to nonaffiliated companies that prepare and mail statements and transaction confirmations. These companies acting on our behalf are required to keep your personal information confidential.

Finally, Grandwood discloses nonpublic personal information to nonaffiliated third parties as permitted or required by law. These parties include government/regulatory organisations such as the Internal Revenue Service (IRS) and the Securities and Exchange Commission (SEC). Disclosures for which you have provided your consent are also permitted.

How does Grandwood use your Personal Identifiable Information?

We use your information to fulfil your requests for specific products and services like opening a brokerage account with us. We use your information to contact you regarding special offers, products and services that may be of your interest and also provide you with the best customer service experience at Grandwood.

Grandwood Securities, Inc uses third parties to gather End User’s data from financial institutions. By using our service, you grant our third-party provider the right, power and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution according to terms of our third-party provider’s privacy policy.

How does Grandwood protect the confidentiality and security of my nonpublic Personal Identifiable Information?

We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We protect your account information by placing it on the secure portion of our website. Our servers have been enabled with Secure Sockets Layer (SSL) technology to prevent unauthorized parties from viewing your nonpublic personal information that you provide or access during a secure session. In addition, we employ Entrust’s digital certificate services to encrypt the information exchanged between you and Firstrade web servers.

Access to your nonpublic personal information is limited to those employees who have valid business reason to access your information. These employees such as customer service personnel access as needed to provide you with the best customer service experience. All Grandwood employees are trained on the importance of protecting our client’s information and maintaining the confidentiality and security of your Personal Identifiable Information.

You can take steps to maximise your security online and to protect your confidential information. NEVER share your Password with anyone, and change it periodically. You can change your Login Password at any time in the My Settings section under the My Account tab. When accessing the Grandwood website, you should always exit by using the “Logout” button or close your browser completely.

What should I know about “cookies”?

“Cookies” are elements of data that a website can send to your browser and store on your computer. Cookies can note that your browser was used to visit certain sites, pages, or advertisements on a certain date. Cookies cannot be used to obtain data from your hard drive, get your e-mail address or steal sensitive or personal information about you. Grandwood uses cookies to enhance navigation and functionality of our website, to securely verify your identity, and to personalise aspects of your experience on our website. We also use cookies to let us know how visitors are using our website, so that we can improve our website and your experience on it. You do have control over cookies. Most browsers can be set to notify you when a cookie is being placed on your computer. You can also set most browsers to refuse to accept cookies, although this may affect your Internet experience. You can also erase cookies that are already on your computer. For more information on working with cookies, you should consult the User Manual, FAQ, or Help function of your specific browser and operating system software.

We use cookies to provide you with the best possible experience on our website. By using our website, you agree to our Cookie Policy.

For answers to other questions regarding GRANDWOOD’s Privacy Policy, please email info@grandwood.io .

Need Help? U.S. Toll Free 1.800.869.8800 Outside the US 1.718.961.6600

Brokerage Products and Services offered by Grandwood Limited.

Review Grandwood’s brokerage services with FINRA BrokerCheck.

Online trading has inherent risk due to system response and access times that may vary due to market conditions, system performance, and other factors. An investor should understand these and additional risks before trading. Carefully consider the investment objectives, risks, charges and expenses before investing. All investments involve risk and losses may exceed the principal invested. Past performance of a security, industry, sector, market, or financial product does not guarantee future results or returns. Grandwood is a discount broker that provides self-directed investors with brokerage services, and does not make recommendations or offer investment, financial, legal or tax advice.

Options trading involves risk and is not suitable for all investors. Options trading privileges are subject to Grandwood review and approval. Please review the Characteristics and Risks of Standardized Options brochure before you begin trading options.

ETF trading involves risks. Before investing in an ETF, be sure to carefully consider the fund’s objectives, risks, charges, and expenses. Please read the prospectus carefully before investing. Leveraged and Inverse ETFs may not be suitable for long-term investors and may increase exposure to volatility through the use of leverage, short sales of securities, derivatives and other complex investment strategies. ETF Information and Disclosure.

Investors should consider the investment objectives, risks, and charges and expenses of a mutual fund or ETF carefully before investing. Leveraged and Inverse ETFs may not be suitable for long-term investors and may increase exposure to volatility through the use of leverage, short sales of securities, derivatives and other complex investment strategies. A mutual fund or ETF prospectus contains this and other information and can be obtained by emailing service@grandwood.io.

Margin trading involves interest charges and risks, including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. Before using margin, customers must determine whether this type of trading strategy is right for them given their specific investment objectives, experience, risk tolerance, and financial situation. For more information please see Margin Disclosure Statement, Margin Agreement, and FINRA Investor Information. These disclosures contain information on our lending policies, interest charges, and the risks associated with margin accounts.

Online trades are $0 for stocks, ETFs, options and mutual funds. See our Pricing page for detailed pricing of all security types offered at Grandwood. All prices listed are subject to change without notice.

Any specific securities, or types of securities, used as examples are for demonstration purposes only. None of the information provided should be considered a recommendation or solicitation to invest in, or liquidate, a particular security or type of security.

This is not an offer or solicitation in any jurisdiction where Grandwood is not authorized to conduct securities transaction.

System response and access times may vary due to market conditions, system performance, and other factors.

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